Simply select Affirm during checkout and answer a few questions about yourself. Once Affirm has confirmed you’re eligible, you’ll get to choose the payment plan that works best for you.

Your cart total must be at least $300 in order to use Affirm.

All you need to provide is your name, email, phone number, birth date, and the last 4 digits of your social security number. Affirm uses this information to verify your identity. Once you’re verified, you’ll receive an estimate of how much you can borrow.

When you create an account, Affirm will perform a soft credit check to verify your identity and determine your eligibility. This will not affect your credit score.

Affirm doesn't charge any late fees or hidden costs. While your payment plan may include interest, you'll never owe more than you agree to at the start.

Yes, very. Affirm encrypts sensitive data including your social security number to ensure it is protected at all costs. They also maintain physical, electronic, and procedural safeguards to protect all your personal details. Affirm will never sell or disclose your information to any third-parties.

Almost! While you can use Affirm to buy many different things, there are some exceptions. You can’t use Affirm for: 

Any goods or services deemed unacceptable by Affirm or its Bank Partner(s), in their sole discretion, may also be ineligible. Please read Affirm's Terms of Service for more information.

Yes, Affirm can be used to purchase items that are on pre-order or temporarily backordered. While your first payment won’t be charged until the order ships, please note that Affirm only authorizes a loan for 90 days. If your item does not ship within 90 days of purchase, your order will be cancelled. If this happens, please place the order again to reauthorize your loan.

Yes, returning an item that was purchased using Affirm is not a problem, as long as it's otherwise in accordance with our standard return policy.

Once we have received and processed your return, you will receive the refund amount directly from Affirm. Please note, any interest paid on the item will not be refunded, and you should continue to make any monthly payments that are due while you wait for your refund. Once Affirm receives the refund, the refund amount will show up in your loan timeline within 3–10 business days, and your balance will be updated.

Yes, provided the order has not yet shipped. Please contact us immediately by calling 1.800.221.0828 or by emailing [email protected] to cancel an order.